Whether in the workplace or your personal life, a disability can prevent you from living life according to your means. You may face disability discrimination at the workplace, which can deteriorate your mental health. Moreover, insurance companies may not be compensating you duly for short-term disability. In such circumstances, disability insurance lawyers provide legal counsel and advocate for your rights.
Disability lawyers deal with various types of disability cases. These are as follows:
1. Psychiatric disability
There are various types of mental disorders, including depression, anxiety, bipolar, PTSD (Post Traumatic Stress Disorder), etc. Such a type of disability is not always apparent; however, these are as debilitating as any physical disability. Hence, discrimination against people suffering from mental health disorders and psychiatric disabilities may be common in the office. Moreover, you may not be getting the help you need, especially in the workplace. With the help of a disability lawyer, you get the compensation you need from filing a disability claim. If your disability benefit is cut-off, a lawyer will ensure to get it for you. You will need to get a psychiatric analysis done by a professional.
2. Short-term disability
Short-term disability can render a person unable to work for a short period of time. A disability is considered a short-term disability for about four months to a year.
During this time, a person is unable to work and maybe let go by the employer. Such a situation can make it difficult for a person to bear expenses. An employer is legally obliged to provide STD benefits to an employer. It is an insurance company that deals with this. Hence, you can recuperate without worrying about the long-term effects of your disability. Moreover, it provides you some ease. If, for some reason, an employer (or an insurance company) is not offering STD benefits, hiring a disability lawyer can help you get the compensation you deserve.
3. Long-term disability
People (suffering from a long-term disability) may find it tough to find employment. It can make it difficult for them to provide an income for themselves. Many organizations hire disable employees. Alongside their salaries, employers also provide disability benefits through an insurance company. An insurance company may cut down or terminate your benefits, depending on various reasons. In such an instance, a disability lawyer will negotiate the LTD benefits on behalf of the person.
Dealing with an insurance company can get tricky, especially if you are not aware of how benefits are allocated. A lawyer provides legal counsel and advocates for your rights. Hence, you must hire a lawyer in such an instance.
4. Disability Discrimination
People who suffer from a physical or mental ailment may be discriminated against in the workplace or any other setting. Most organizations and workplaces have a strict policy against discrimination of any kind. Discrimination (especially if it is by an employer) can make it difficult for you to perform well. Moreover, it may prevent you from getting a promotion or better prospects at your office. Hence, if you are suffering from discrimination, you should report it to your HR. However, if things still do not sort out, you should contact a lawyer. A lawyer will gather the evidence and fight your case. You may even get compensated for the mental ordeal it caused you.
Disability lawyers are a rare breed of individuals who advocate for the rights of people with disabilities. Most of these people come into the profession wanting to create more empathy for people with disabilities. Whatever ordeal a disabled person feels in their personal and professional life, a lawyer tries their best to ensure that you get compensation and are not discriminated against by your employer or an insurance company.