In India, gold has always been a symbol of prosperity and security. For generations, women have saved their precious jewelry to ensure the well-being of their families during tough times. However, with climate change wreaking havoc on agricultural yields and causing crop failures across the country, many Indian women are being forced to sell their gold just to put food on the table. This harsh reality is not only heartbreaking but also raises urgent questions about sustainability in India’s agriculture sector and its impact on vulnerable communities. In this blog post, we explore the stories of these resilient women who are fighting against all odds to survive in an increasingly challenging world.

Introduction: Overview of the situation

As the world’s second most populous country, India is home to a vast and diverse population. Though the majority of Indians live in rural areas, the country also has a significant urban population. Indian women are often seen as symbols of beauty and grace, but the reality is that many of them live in poverty and are forced to sell their gold in order to make ends meet.

The problem of crop failure is not new to India. In fact, it is one of the main reasons why many Indian farmers are forced to take out loans from moneylenders. When crops fail, farmers are unable to repay their loans, and they become trapped in a cycle of debt. Moneylenders often demand that farmers give them their gold as collateral for loans. This means that when farmers are unable to repay their loans, they lose their gold.

Indian women are especially vulnerable to this type of exploitation. In many cases, they are the ones who inherit their family’s gold. Without an income of their own, they are dependent on their husbands or other male relatives for financial support. This leaves them vulnerable to exploitation by moneylenders who know that they will be desperate for cash.

Sadly, there are no easy solutions to this problem. The best way to help Indian women trapped in this cycle of poverty and debt is by providing them with access to credit so that they can start their own businesses or buy land for farming. This will give them the independence they need to break free from

Causes of Crop Failure in India

India is the world’s second-largest producer of food, but crop failures are common due to a number of factors. Drought is the most common cause of crop failure in India, as nearly 60% of the country’s land is dependent on rainfall. Poor infrastructure and lack of access to irrigation also contribute to crop failures, as does climate change. Pests and diseases are another major factor, as Indian farmers often do not have access to the necessary pesticides and fertilizers. Soil degradation is also a problem, as Indian farmers often over-exploit their land without replenishing it. This can lead to nutrient depletion and soil erosion.

Impact of Crop Failure on Indian Women

The devastating impact of crop failure on Indian women cannot be overstated. Women are the primary caretakers of families and play a vital role in agriculture, yet they are the most vulnerable to the effects of climate change and natural disasters. When crops fail, women are often forced to sell their gold in order to pay for food and other essentials. This puts them at risk of exploitation and further poverty. In addition, crop failure can lead to mental health problems and even suicide among women farmers. The situation is especially dire in rural areas, where women have fewer options and resources. The impact of crop failure on Indian women is thus both immediate and long-term, with far-reaching consequences for their families and communities.

How Women are Selling their Gold to Survive

In the face of crop failure, many Indian women are being forced to sell their gold in order to survive. This is a harsh reality for many rural families who rely on their crops for income. With the cost of living rising and incomes stagnating, these families are struggling to make ends meet. In some cases, women are selling their gold jewelry to pay for food and other necessities.

This is not a new phenomenon; rural families have long been forced to sell their assets in times of need. However, the current economic conditions are putting even more pressure on them. The price of gold has risen sharply in recent years, making it an attractive target for cash-strapped families. In addition, the government’s demonetization policy has made it difficult for people to access cash, further exacerbating the problem.

The situation is particularly dire in the state of Karnataka, where crop failure has been widespread. Thousands of farmers have been forced to take out loans just to keep their businesses afloat. With no end in sight to the crisis, many are now resorting to selling their gold as a last resort.

This is a tragic situation that highlights the desperate plight of rural families in India. While the government has taken some steps to alleviate the problem, much more needs to be done to help these families weather the current economic storm.

Government Programs to Help Women in Need

Since the launch of the government’s Gold Monetisation Scheme (GMS) in 2015, India has been encouraging its citizens to deposit their gold with banks instead of keeping it at home. The scheme was designed to help people in need of cash during tough economic times and to also reduce the country’s dependence on imported gold.

Under the GMS, depositors are allowed to open a special account with a bank where they can deposit their gold. The bank then pays them an interest rate on their deposit, which is currently set at 2.25% per annum. The deposited gold can be withdrawn by the depositor at any time, but if it is not withdrawn within three years, it will be sold by the bank and the proceeds given to the depositor.

The scheme has been a success so far, with over 1,000 tonnes of gold being deposited under it. However, there are still many women in India who are forced to sell their gold in order to meet their needs. This is because most women in India do not have access to formal banking channels and thus cannot take advantage of the GMS. Moreover, even if they could open an account, many women would not have enough gold to deposit under the scheme.

The government is aware of this problem and has launched several programs to help women in need. One such program is the Pradhan Mantri Jan Dhan Yojana (PMJDY), which aims to provide financial inclusion for

Role of NGOs in Assisting Women Affected By Crop Failure

The role of NGOs in assisting women affected by crop failure cannot be understated. In the face of such adversity, these organizations provide a much-needed lifeline for those struggling to make ends meet. They offer food and supplies, as well as emotional support, to help women get through this difficult time.

In addition to the immediate assistance they provide, NGOs also play a vital role in advocating for better policies and practices to help prevent future crop failures. They work to raise awareness about the issue and lobby for changes that will protect the rights and livelihoods of farmers. By doing so, they play an important role in ensuring that women affected by crop failure are not forgotten or left behind.


The harsh reality of India’s financial struggle has been brought to light in this article, highlighting the often-overlooked plight of Indian women who are forced to sell their gold in order to cope with crop failure. This is a heartbreaking reminder that even those living in affluent countries can suffer from economic hardship and instability if they are not properly equipped with the necessary resources. It also serves as a stark warning to all governments that providing support for vulnerable communities should be an essential part of any development strategy. We must do more to ensure that no one is left behind by our modern society, no matter where they live or how much wealth they have access to.